Podcast
95. What’s Better, Roth or Pre-Tax?
In this episode of Financial Clarity for Doctors, Corey and Rachelle discuss the benefits of pre-tax and Roth retirement accounts. We love savings, but it’s important to understand when and how you pay taxes. You will have to pay taxes on your retirement savings,...
94. Spend It All
In this episode, Corey and Rachelle take a little inspiration from Bill Perkins and his book Die with Zero. It’s an interesting concept (but scary to most people). Ultimately, the idea is to use the resources you have while you can enjoy them. Listen Here! Thinking...
93. Secure Act 2.0
In this episode, Corey and Rachelle discuss a few retirement savings and tax law changes. One thing we like to say in planning, is that tax laws change all the time. This is one example of how those changes can affect you and your retirement savings. Listen Here!...
92. Leaving a Legacy
In this episode, Corey and Rachelle discuss how to approach leaving money behind, whether that is for family, charitable causes, or the government. Just kidding! The goal is for YOU to be able to direct where your wealth goes, which can include minimizing taxes if...
91. Save Taxes with a Cash Balance Plan
In this episode, Corey and Rachelle breakdown cash balance retirement plans. What are they and are they a good fit for you? Listen Here! What the heck is a cash balance plan? Another pre-tax retirement plan, meaning you do not pay taxes on the money you deposit...
90. Lessons from a Retired Surgeon
This episode is an extra special one where Corey interviews his dad, Dr. Kenneth Janoff, a retired surgeon about his career in medicine and achieving financial independence. Listen Here! He shares stories from growing up in New Jersey, going to medical school at...
89. How to Approach Investing When Markets Are Down
In this episode, Corey and Rachelle take a slightly different approach to talking about the stock market this year. There have been many ups and downs over 2022, but as investors, how do we deal with that volatility? What should we do differently, if anything? ...
88. Adjusting to Rising Interest Rates
If you watch the news or have tried to borrow money any time recently, you know interest rates have increased A LOT this year. New mortgages 30-year fixed mortgages are averaging more than 7%. Drastically different from the 2.5-3.5% you could get during covid. In...
87. Long Term Care – What is it and do you need it
Once in a while, we have to “eat our vegetables” and talk about insurances. In this episode, Corey and Rachelle tackle long-term care insurance in recognition of long-term care insurance awareness month. Insurance conversations almost always revolve around things...
86. Financial Prep When You’re Expecting
A few weeks ago Corey and Rachelle tackled teaching kids about money on Financial Clarity for Doctors. This week they dive into a few financial preparations that you can take on as a household when you are expecting. If this is you – get ready for some big changes! ...
85. Anatomy of This Bear Market
Written by: Corey Janoff In this episode of Financial Clarity for Doctors, Corey and Rachelle chat about the whirlwind year we have had in the stock market so far. It’s easy to look back and explain stock market movement in hindsight, but much harder to...
84. Teaching Kids About Money
Written by: Corey Janoff In this episode of Financial Clarity for Doctors, Corey and Rachelle jump into a topic that is near and dear to their hearts. Teaching the little ones about money! Money has been a taboo subject for too long. When we don’t talk about it,...