Bonds: The Boring Part of Your Portfolio
In this episode of Financial Clarity for Doctors, hosts Corey Janoff and Rachelle Vanderzanden try to do the impossible – make bonds exciting! Just kidding. That’s impossible. Instead, they try to at least explain the basics of how bonds work and their place in portfolios built for different situations. Exciting? Maybe not. But still important!
Listen Along!
Listen to the full episode to learn:
- What a bond is and how it functions.
- Hint: The bond issuer is a borrower, and the owner is a lender.
- How owners of bonds can earn money.
- How bonds can function inside mutual funds and ETFs.
- Different types of bonds.
- How to evaluate the pros and cons of buying bonds in different scenarios.
- The role of bonds in different investment portfolios.
- Generally considered more conservative than stock-based investments.
Bonds may be boring, but they can also provide diversification and potentially income in a portfolio. Two things that can be very helpful in portfolios. As always, spend time considering your own goals and timeline. Then you can decide which investment is right for you.
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP
Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Finity Group, LLC is a separate entity from LPL Financial.
Source List:
Treasury yields: FRED DGS10 · CNBC, 10-yr at 19-year high · CNBC, Sept 28 markets · CNN, Sept 23 · CNBC, buying opportunity
Market size: SIFMA 2026 Fact Book key findings · SIFMA corporate · SIFMA muni
2022 returns: CCMG Q4 2022 commentary · A Wealth of Common Sense
Duration and ratings: FINRA · Russell Investments
Taxes: Vanguard · Investor.gov · TurboTax
I Bonds: TreasuryDirect release · Tipswatch
Funds vs. bonds: Extension.org · Advisor Perspectives · CNBC, tax-loss harvesting
Sequence risk: Western & Southern
Alphabet bonds: Reuters.
Meta bonds: WSJ